Idaho Congressman Proposes Bill to Expand Short-Term Health Insurance Options

December 6, 2025 - 19:51

Idaho Republican Congressman Russ Fulcher is hoping to expand the use of private, short-term health insurance. His newly introduced bill aims to provide individuals and families with more flexible health coverage options during transitional periods. The proposed legislation seeks to extend the duration and accessibility of short-term plans, which are often more affordable than traditional insurance policies.

Fulcher argues that the current healthcare landscape leaves many Americans without adequate coverage, particularly those who are between jobs or waiting for other insurance to begin. By allowing for longer short-term plans, he believes that more people will have the opportunity to secure necessary medical care without facing financial hardship.

The bill has garnered attention from various stakeholders in the healthcare industry, with proponents arguing that it could help bridge gaps in coverage and reduce the number of uninsured individuals. However, critics caution that short-term plans may not offer the comprehensive benefits that standard health insurance provides, potentially leaving consumers vulnerable to high out-of-pocket costs. As the legislative process unfolds, the implications of this proposal will be closely monitored.